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Are State Debt Collection Laws Outdated?

 A recent class action suit resulted in a large number of debt collectors paying a combined settlement of $59 million to the people of New York that were impacted by illegal debt collection practices. These tactics included freezing bank accounts and garnishing wages without the legal consent or right to do so. While this particular ruling is a step in the right direction when it comes to making sure debt collectors play by the rules, many states still need to update debt collection laws. Outdated Details As a recent New York Times article points out (see link to New York Times piece at the bottom of this article), various states have debt recovery laws that were clearly developed a long time ago. Vermont, for example, allows someone that owes a vast amount of debt to keep two goats, one cow, and three swarms of bees following debt collection. While groups like the National Consumer Law Center have suggested that all states allow a person to keep a reasonable amount of money (around
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Get Out of Debt With God's Help

 There is nothing more debilitating than debt. It weighs down the mind and destroys the spirit if allowed to continue. People can even decide to commit suicide when the struggle to get out of the burden becomes too much. It's all because society places a severe handicap on those who over-step their financial limits and ability to repay money borrowed for one thing or another. The worst form of debt today is that experienced with Credit Cards and Mortgages. In Australia the amount of debt held by individuals is staggering and while the government is happy to be collecting taxes on what people earn they are loath to help when it comes to debt. Interest rates are governed to ensure that the economy stays afloat and manipulation of how this is achieved sees many plunged even further into the quagmires of debt handicap. The big questions are how does one get out of debt and why would God help? To answer the last question first we have within a spiritual link and that connects us to th
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Government Debt Relief Grants to Make Your Life Easier

 Indebtedness or financial obligations are at the root of all troubles of many individuals across America, leading to crises in their life and depriving them of exercising the most of the significant necessities. Most of the individuals cannot access to the higher education, cannot pay medical bills, cannot pay mortgage bills, suffer credit card debt loans and conversely, elderly persons find themselves at risk for not being able to pay their bills. The single mothers are not too far from experiencing the same situations due to insufficient cash at hand. And as a result, life seems tough for them and they are at the risk of losing their important assets and even their homes, owing to a series of debt crises. However, amidst the crises, there is a silver lining for these needy individuals who badly need the financial assistance. And this assistance comes in the form of Obama Debt Relief Grants to offer them relief from adversities. The program referred to as Obama Debt Relief Grants co
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